Financing Options

Affordable Hearing Care and Financing Options That Fit Your Budget

Your investment in better hearing is a time-intensive process that, when all is said and done, benefits your quality of life in ways that you may not have experienced in years. You may not hear better overnight, but by retraining your ears and brain to process sounds that it hasn’t heard in years — a process we can help you with at West Tennessee Hearing & Speech Center — your satisfaction with your devices will continue to increase.

Once you’ve acquired your hearing aids, you’ll get three follow up visits, a one year’s supply of batteries, and a three-year warranty that protects your hearing system from the wear and tear that heat, humidity, moisture, and oils can cause. And while there’s no getting around the fact that healthcare is a high-ranking expense for many Americans, we do our best at West Tennessee Hearing & Speech Center to help you get the treatment you need with financing options and payments to help fit your budget. Ask our providers for more information about these options. West Tennessee Hearing & Speech Center also accepts cash, check, and Visa or MasterCard. In addition, we have partnered with other institutions to provide convenient payment options for our patients. Available options are listed below. Our front office staff can explain these options in further detail during your visit.

CareCredit® for Hearing Health

We accept CareCredit, the leading healthcare credit card, to make improving your hearing health easier and more affordable. With CareCredit, you can get the hearing instrument you need and conveniently pay for it over time with monthly payments that easily fit into your budget.

Care Credit

Your Healthcare Credit Card.

CareCredit is a healthcare credit card for every member of the family. CareCredit offers special financing on purchase of $200 or more* for healthcare costs not commonly covered by insurance, including hearing aids.

Learn more by visiting www.carecredit.com or contacting our office.

Apply Now

*Subject to credit approval. Minimum monthly payments required. See carecredit.com for details.

Insurance: Use Health Benefits and FSA Funds to Your Advantage

Hearing insurance, while only offered to about 15 percent of the workforce, can provide much greater relief in terms of cost. Regardless, these benefits run dry at the end of the year if they aren’t used, so be sure to contact your insurer for more information about your specific policy. If West Tennessee Hearing & Speech Center is a preferred provider with your insurance company, we will directly bill your insurance for payment. Your employer may also offer an FSA or HSA (flexible spending account or health spending account) that pulls money from your paycheck pre-tax and sets it aside for future medical expenses. In this case, the costs would still come out of your pocket, but it would be untaxed. If you’ve already used your FSA funds for the year, please consider what your hearing needs will be next year when you sit down with your company’s benefits coordinator and decide how much of your paycheck you’d like to reserve tax-free.

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Frequently Asked Questions

Will Medicare pay for my hearing care needs?
Medicare Part B (Medical Insurance) will cover the diagnostic hearing and balance exams only if your primary care physician orders these tests based on symptoms, conditions, or complaints that would require medical treatment. Medicare does not currently cover regular hearing exams or treatment, including hearing aids or exams for fitting hearing aids.
Will Medicaid pay for my hearing care needs?
States must provide benefits to adults and children under the age of 21. This includes appropriate screenings, diagnostics, and medically necessary treatments—including hearing aids, hearing aid accessories, and related services. Coverage beyond the age of 21 is based on state regulations. Patients are encouraged to pursue information regarding their state’s coverage, which can be found on their state’s website.

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